Holiday Entertaining Guide

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Simplify Things This Holiday Season For You And Your Family!

Family holidays should be warm and cozy times for you and everyone you invite to your table. That isn't always the case in our busy lives. Are you looking forward to your winter holidays with fear and trepidation? You shouldn't! With some planning and organization - you can breeze through and ENJOY your friends and family for once!

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Paying for the Holidays NEW!

Paying for the Holidays In the Stress Free Holiday Entertaining e-book and in a previous blog post, author Sandra Jensen mentions the importance of establishing your Holiday budget. This has always been important, but with this year's economy, Sandra says she can't emphasize this enough! In an unstable economy, it is dangerous and foolish to acquire debt. Especially now we should be managing our incomes as carefully as we can, and we should be saving for emergencies. If these things concern you, or if you spent too much money on Christmas last year and don't want that burden hanging over your head again next year, now is the time to change that! *Plan where and how you'll celebrate the Holidays *Determine to pay your November, December and January bills on time. *Make your menus and grocery lists. *Make your gift lists. *Be realistic with how many people you can bless. *Be realistic as to how much you'll spend on each gift. *Announce to your family and friends any changes you're making this year. *NEVER go into debt for gifts! Be thoughtful and get creative with your gift-giving: *Shop for bargains. *Shop e-bay and other on-line discount places. *Try making some of your own gifts. *Give coupons for gifts of your time or talents. *Remember, and teach your children the true meaning of Christmas. *Practice selflessness, and stop selfishness. Thanksgiving should be a great time of reflecting on the many things we have to be thankful for! Christmas should be a beautiful time of remembering the gift God gave us, His Son, Jesus Christ. New Year's should be a fun time of recalling triumphs of last year, and making plans for the new year. These should be happy, peaceful times, not stressful or dreaded. The burden of debt is a real joy-stealer. Decide now not to let debt rob you of your Holiday joy! Sandra Jensen makes family meal time a priority and enjoys putting homecooked food on the table even when budgets and schedules are tight. Be sure to pick up Sandra's newest ebook <a href="http://www.quicksales.com/app/aftrack.asp?afid=XXXXXX&u=www.momstalkebooks.com/holiday-entertaining.htm">Stress Free Holiday Entertaining</a> where she'll provide you with tips and tricks to help you breeze through the Holidays and enjoy your friends and family for once.

It's the first week of November already! Yikes! Where has this year gone to? NEW!

It's the first week of November already! Yikes! Where has this year gone to? If you're like many women, you're beginning to feel a little panic as you look at the calendar and realize there are only a few weeks until Thanksgiving and then a few more until Christmas! Anxiety comes as your mind reviews the many tasks (and few hours) that lie ahead. More apprehension settles in if you're concerned about having enough money to do all the things you'd like, and still be able to keep up with the bills! Well, don't panic! I'm a practical person who operates well with lists, so grab a pen and paper and let's make a plan. *First, write the dates on your calendar of every event, program, party and family gathering you expect to attend. If you plan to bring food or gifts, write those down too. *Write in when your bills are due, and promise to pay them on time. *Determine your holiday budget and promise not to go one penny over it. *Make a list of who you will give gifts to, and what you'd like to give them. *Plan your menus now. *Do as much grocery shopping now as you can. Cook and bake ahead as much as you can. It's not too early to start! *Buy or make as many gifts ahead as you can, get them wrapped, labeled and hidden. *Buy, make, write or print out any Christmas cards you want to send. *As soon as Thanksgiving is over, go through your Christmas decorations to purge, add or revive *Get a copy of the new e-book <a href="http://www.quicksales.com/app/aftrack.asp?afid=XXXXXX&u=www.momstalkebooks.com/holiday-entertaining.htm">Stress Free Holiday Entertaining</a> to help you with all the details *Remember to keep things simple *Plan now to enjoy the holidays! Sandra Jensen makes family meal time a priority and enjoys putting homecooked food on the table even when budgets and schedules are tight. Be sure to pick up Sandra's newest ebook <a href="http://www.quicksales.com/app/aftrack.asp?afid=XXXXXX&u=www.momstalkebooks.com/holiday-entertaining.htm">Stress Free Holiday Entertaining</a> where she'll provide you with tips and tricks to help you breeze through the Holidays and enjoy your friends and family for once.

Don't Overspend this Christmas NEW!

Don't Overspend this Christmas Women are asking for advice on cooking, baking and gift-giving this Christmas. If there's one tip worth offering, it's this. *GET OUT OF DEBT!!!! *STAY OUT OF DEBT!!! *LIVE DEBT-FREE!!!! Unless you've shopped during the year, or unless you've diligently saved money to spend at Christmas, you will be tempted to do what many Americans do in November and December: They push prudence and wisdom aside to indulge in overspending. Is it really worth it? "The borrower is servant to the lender" is a nugget of wisdom found in the Bible. Have you experienced how awful it is to be "servant to the lender?" It's not a joyful experience having bill-collectors call repeatedly. It's no fun paying interest on loans or paying late fees! The way to avoid the stress of trying to pay back all those credit cards, or catching up on the bills you put off is to stay out of debt in the first place! Determine honestly how much you can afford to spend on gifts this year, and stick to it! Promise yourself (and your spouse if you're married) that you will not borrow one penny to pay for "Christmas," and that you will not put off paying your regular bills in order to buy gifts either. Get creative with traveling, cooking and gift-giving. Millions of people have done it through the years, and you can too! It begins with the determination that "debt is bad" and is directly followed up with a resolve not to go there. Decide and act. Decide to enjoy your Holiday Season, even if it means spending less money, then act on it! Do whatever you have to, to avoid debt. Wouldn't you rather be a servant to your family than to the credit card companies? Sandra Jensen makes family meal time a priority and enjoys putting homecooked food on the table even when budgets and schedules are tight. Be sure to pick up Sandra's newest ebook <a href="http://www.quicksales.com/app/aftrack.asp?afid=XXXXXX&u=www.momstalkebooks.com/holiday-entertaining.htm">Stress Free Holiday Entertaining</a> where she'll provide you with tips and tricks to help you breeze through the Holidays and enjoy your friends and family for once.

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